Our Security Policy

Security Terms and Conditions – IP Address Monitoring Policy Issued by West Mark coporate CU In line with international banking regulations and data protection protocols, West Mark coporate CU upholds the highest standards of security to safeguard customer accounts from unauthorized access, fraud, and abuse. As part of our global compliance framework, the following policy applies:

1. IP Address Monitoring West Mark coporate CU employs real-time monitoring of all login sessions, including the tracking of IP addresses, device types, and geographic locations. This is part of our proactive fraud detection and compliance measures in accordance with international standards. ---

2. Restrictions on IP Address Change Any unnotified or unusual change in IP address — especially when originating from foreign or high-risk locations — may result in your account being automatically flagged for investigation. In such cases, the following actions may be taken: Immediate restriction or suspension of access to your account Compulsory verification of identity and location Possible reporting to appropriate financial regulatory bodies under AML/KYC obligations ---

3. Applicable Security Review Fees If your account is restricted due to suspicious IP address activity, a Security Review and Compliance Processing Fee may be applied. This fee is used to cover the cost of: Manual account investigation by the compliance team Risk and fraud assessment procedures Identity verification protocols and documentation review Administrative and reporting tasks Fee Notice: The fee amount is not fixed and will depend on various factors, including the account’s credit rating and internal risk assessment. It is not deducted automatically. Payment Procedure: To proceed with reactivation, the account holder must contact West Mark coporate CU Customer Care to complete verification steps and receive payment instructions for the applicable fee. No deductions will be made without customer initiation and consent. ---

4. Customer Responsibilities Customers are responsible for ensuring safe access to their accounts using trusted networks. In the case of international travel or unusual access patterns, you are required to inform West Mark coporate CU in advance through official communication channels to avoid disruptions and additional security fees. ---

5. Legal and Regulatory Compliance This policy is enforced in compliance with global financial regulations and recommendations, including but not limited to: The Financial Action Task Force (FATF) The Basel Committee on Banking Supervision Regional and national regulatory bodies (e.g., SEC, EFCC, FCA, FinCEN) West Mark coporate CU reserves the right to modify, restrict, or terminate account access where activity contradicts established security standards or regulatory obligations. ---

6. Acceptance of Terms By using West Mark coporate CU’s digital platforms and online services, you agree to these security conditions and understand the obligations they impose. Continued use of our services without adherence may result in temporary or permanent restrictions.